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Theo Marlow

Theo Marlow is the editor of Side Margin, a site that answers practical questions about money, home, and tech with sourced, plain-English guides. Every article is researched with AI tools, then read, edited, and fact-checked by a human before it is published.

Weatherization Assistance Program: Free Home Energy Upgrades

September 8, 2026 by Theo Marlow
Weatherization Assistance Program card showing that renters qualify with landlord approval and the annual savings figure

The Weatherization Assistance Program pays for insulation, air sealing and heating repairs at no cost to you. Renters qualify too, with the landlord written approval.

Categories Money Tags Saving Money

Medicare Open Enrollment 2027: Dates and What Changed

September 8, 2026 by Theo Marlow
Medicare open enrollment card showing the 15 October to 7 December window and the 2027 Part D changes

Medicare Open Enrollment runs 15 October to 7 December 2026 for 2027 coverage. The Part D deductible rises to $700 and the out-of-pocket cap to $2,400, and the letter that tells you what your plan is doing arrives this month.

Categories Money Tags Saving Money

FAFSA Deadline 2027-28: The Date That Actually Matters

September 7, 2026 by Theo Marlow
FAFSA deadline card listing the federal, state and college deadlines for the 2027 to 2028 aid year

The federal FAFSA deadline is June 30, 2028, and it is the one that matters least. Thirteen state programs pay until the money runs out, and the 2027-28 form is already accepting real submissions.

Categories Money Tags Saving Money

Medicare Savings Program: 2026 Limits and How to Apply

September 7, 2026 by Theo Marlow
Medicare Savings Program card showing the 2026 Part B premium of $202.90 a month and the $2,434.80 annual value

Four state-run programs pay your Medicare premiums, and one covers deductibles and coinsurance too. The 2026 income limits, what each pays, and the April 2026 rule change that may already have started your application.

Categories Money Tags Saving Money

How to Find Unclaimed Money for Free

September 6, 2026 by Theo Marlow
Where unclaimed money is held: state treasury, former employers, and dormant bank accounts

Every official place to search for unclaimed money, the federal pools no state database covers, the deadlines where the money really does expire, and how the scams work.

Categories Money Tags Saving Money

Imagination Library Eligibility: Age Limit and ZIP Code Rules

September 5, 2026 by Theo Marlow
A US mailbox, because Imagination Library eligibility depends on a covered mailing address

Imagination Library eligibility explained: the age limit, what happens the month a child turns five, and what to do when your ZIP code is not covered.

Categories Home & Living

Imagination Library Book List: All 2026 Titles by Age

September 4, 2026 by Theo Marlow
Colorful children's picture books on a shelf, of the kind on the Imagination Library book list

The complete 2026 Imagination Library book list, every title by birth year, plus the bilingual list and why the 2027 list is not out yet.

Categories Home & Living

Social Security COLA 2027: The Date and the Medicare Catch

September 3, 2026 by Theo Marlow
Social Security COLA 2027 explained: a bar showing the 2026 COLA of about $56 a month with $17.90 taken by the Medicare Part B premium

The 2027 Social Security COLA is announced in October 2026. Here is the exact date, how the number is calculated, and why Medicare takes part of your raise.

Categories Money Tags Saving Money

GTA 6 Preorder: How to Cancel, and the Scam to Avoid

September 17, 2026September 2, 2026 by Theo Marlow
The three GTA 6 preorder dates: preload opens November 12 and ends PlayStation refunds, release is November 19, and the bonus deadline is November 20

A GTA 6 preorder stays refundable until you preload on November 12, and the box holds a code, not a disc. What that costs you, retailer by retailer.

Categories Tech

LIHEAP Application 2026: How to Get Help With Your Heating Bill

September 9, 2026September 2, 2026 by Theo Marlow
Three steps to a LIHEAP application: find your state office, check the income limit, apply when it opens

LIHEAP helps low income households pay heating and cooling bills. Who qualifies, when your state opens applications, how much you get, and the 48-hour crisis track.

Categories Money Tags Saving Money
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