FSA vs HSA: The 2027 Numbers and the Five Rules That Cost People Money
2027 HSA limits are final, the 2027 FSA limit is not out yet, and the catch-up age is 55 rather than 65. Plus the one case where the FSA is the better account.
Theo Marlow
Windows 10 End of Support: The October 2026 Deadline Moved and Microsoft Barely Said So
Consumer security updates now run to 12 October 2027, not 2026. Microsoft announced it by editing a blog post, and its own support forum still gives the old date.
Obamacare and ACA Subsidy in 2027: What the 15% Premium Increase Does to Your Bill
The median proposed 2027 increase is 15%, the 400% cliff is back at $63,840, and two rules everyone is warning you about were struck down in court.
Medicare Part C: The One-Way Door Nobody Mentions in October
Medicare Part C is easy to join and hard to leave. Your Medigap open enrollment lasts six months and never repeats, the January to March window is not guaranteed-issue, and only four states protect you every year.
Estimated Tax Payments 2026: The Safe Harbor Rule That Stops the Guessing
The September 15 deadline for estimated tax payments is not the cliff it looks like. Pay 100% of last year’s tax and you cannot be penalised, the penalty is 7% interest rather than a fine, and Schedule AI can erase it entirely for uneven income.
Leveraged ETFs: What 3x Funds Actually Do to Your Money
A 3x leveraged ETF aims to return three times its index for one trading day, then resets. That single fact explains why a flat market can still cost you money.
Tipped Minimum Wage in 2026: What Servers Actually Earn Per Hour
A server can legally be paid $2.13 an hour, and the national median for waiters is $16.94. Both are true. Here is how the tip credit works, what your state changes, and where the pressure at the checkout screen actually comes from.
Tesla Cybercab vs Uber in Austin: What a Ride Actually Costs in 2026
Cybercab rides opened to the public in Austin on 4 September. Two price checks the same week pointed in opposite directions, and every fare figure in circulation is an app quote rather than a paid ride.
Extra Help Medicare Drug Costs: What You Pay in 2026
Extra Help pays your Part D premium and deductible and caps each prescription at $5.10 generic or $12.65 brand. The 2026 resource limit is nearly double the Medicare Savings Program limit, which is why being over for one says nothing about the other.
SNAP Benefits Changes: The New Amounts From October 1
SNAP benefits change every October 1. Here are the new maximum allotments, both income tests, and the resource limit most people get wrong.