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LIHEAP Application 2026: How to Get Help With Your Heating Bill

September 9, 2026September 2, 2026 by Theo Marlow
Three steps to a LIHEAP application: find your state office, check the income limit, apply when it opens

LIHEAP helps low income households pay heating and cooling bills. Who qualifies, when your state opens applications, how much you get, and the 48-hour crisis track.

Categories Money Tags Saving Money

Imagination Library Funding Cuts: Is Your Child Affected?

September 1, 2026 by Theo Marlow
Imagination Library funding cuts compared: Indiana lost $6 million with books still arriving, an Aroostook County program lost $30,000 and closed

Several states cut Imagination Library funding. Whether your child keeps getting books depends on the local partner, not the state. How to check.

Categories Money

Is Student Loan Forgiveness Taxable in 2026? Yes, Again

September 9, 2026September 1, 2026 by Theo Marlow
Timeline showing student loan forgiveness was not taxed through 2025 and is taxable from 2026

The federal tax break on income-driven student loan forgiveness expired on January 1, 2026. Here is what is taxable now, what still is not, and the insolvency rule that can cut the bill.

Categories Money Tags Saving Money

SAVE Plan Ending: Repayment Assistance Plan Explained

August 31, 2026August 27, 2026 by Theo Marlow
A man reads a letter at a kitchen table in the morning light

The SAVE plan is closed and servicers are sending 90-day notices. Here is how the new Repayment Assistance Plan works, how it compares with IBR and the Tiered Standard plan, and the exact steps to switch.

Categories Money Tags Saving Money 2 Comments

How to Cancel Subscriptions You Forgot You Had (Every Major Service)

August 31, 2026August 26, 2026 by Theo Marlow
Hands holding financial documents next to a calculator and laptop

Americans guess they spend $86 a month on subscriptions; the real figure is closer to $219. Here is where forgotten subscriptions hide, the exact cancel path for 15 major services, and what to do when a company will not let you leave.

Categories Money Tags Saving Money 12 Comments
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